Preparing for the 2026 Tax Filing Season: What Taxpayers Can Do Now

Jan 19

3 min read

The 2026 tax filing season officially begins on Monday, January 26, 2026 — less than a week away. With the start of tax season quickly approaching, now is the time for taxpayers to take the next steps to ensure a smooth and accurate filing process. Early preparation can help reduce delays, avoid common errors, and ensure faster processing of tax returns, payments, and refunds once filing begins.

Gather and Organize Tax Records Early

Maintaining organized tax records is one of the most important steps taxpayers can take to prepare for the 2026 tax season. Taxpayers should gather and securely store documents related to income, deductions, and credits, including:

Wage and income statements (Forms W-2, 1099, and other income records)
Bank, brokerage, and investment statements
Receipts for deductible expenses and charitable contributions
Records of estimated tax payments
Prior-year tax returns

Keeping records organized — especially in digital format — can help speed up the filing process and reduce the risk of errors.

Review Tax Withholding and Estimated Payments

Life changes such as starting a new job, becoming self-employed, changes in income, or family status updates can affect tax liability. Taxpayers should review their current withholding and estimated tax payments to ensure they are paying the correct amount throughout the year.

Taking time to review withholding now can help:

Prevent an unexpected balance due
Reduce penalties and interest
Improve cash flow and financial planning

Self-employed individuals and business owners should also confirm that estimated tax payments are current and accurate.

Set Up an IRS Online Account

Setting up an IRS Individual Online Account is a valuable tool for taxpayers preparing for the 2026 tax season. These accounts are available 24/7 and provide secure access to important tax information.

With an IRS online account, taxpayers can:

View account balances and payment history
Make payments electronically
Check refund status
Manage communication preferences
Protect and monitor tax information

Having an online account established before filing begins can help taxpayers quickly access information and resolve issues more efficiently during tax season. Click Here to see our blog post with step-by-step instructions on how to setup an IRS Online Account.

Electronic Payments and Refunds for the 2026 Tax Season

The IRS strongly encourages taxpayers to establish a bank account to receive tax refunds through direct deposit. The IRS is phasing out paper tax refund checks as part of the executive order, Modernizing Payments To and From America’s Bank Account, which promotes the use of electronic payments for greater efficiency and security.

Taxpayers who use electronic filing and direct deposit can typically receive refunds faster and reduce the risk of lost or delayed payments. The IRS also continues to accept balance due payments electronically, allowing taxpayers to securely submit payments directly from their bank accounts using approved electronic payment options during the 2026 tax filing season.

Prepare Now for a Smooth 2026 Tax Filing Season

With the 2026 tax filing season beginning January 26, taking action now can help taxpayers avoid last-minute stress and filing delays. Organizing records, reviewing withholding, setting up an IRS online account, and planning for electronic payments or refunds can make a significant difference.

Taxpayers who need guidance or have questions about their tax situation may benefit from working with a qualified tax professional to ensure they are fully prepared as the filing season opens. Contact Turner Business Solutions today to get expert guidance and support for the 2026 tax filing season.