Step-by-Step: How to Create an IRS Online Account for Secure Tax Payments and Refunds

Now That Paper Checks Are Out, Here’s What to Do Next

As of today, September 30, 2025, the IRS no longer accepts paper checks for tax payments or issues paper refund checks (with limited exceptions). That means moving forward, electronic payments and direct deposit refunds are the new standard.

To stay ahead and make the transition easier, we recommend setting up your IRS Online Account. This free, secure portal gives you 24/7 access to your tax records, balance due, payment options, and more.

✅ Why You Need an IRS Online Account

With an account, you can:

• View your payment history and any balance owed

• Make payments electronically using bank transfer or card

• Set up a payment plan if needed

• Access transcripts and past returns

• Monitor for fraud or unauthorized activity

  
  

🛠️ How to Create Your IRS Online Account: Step-by-Step

1. Visit the IRS Website

Go to the official IRS account page:

🔗 https://www.irs.gov/payments/your-online-account

Click the “Sign in to Your Online Account” button.

2. Create an ID.me Account (or Sign In)

The IRS uses ID.me, a secure third-party identity verification service.

• If you already have an ID.me account, just sign in.

• If not, click “Create an account” and follow the steps below.

  
  

3. Verify Your Identity

You’ll need to upload a photo of a government-issued ID (like a driver’s license or passport), plus take a live selfie using your phone or webcam.

✅ Have these ready:

• Valid ID

• Your smartphone or webcam-enabled computer

• Email address

• Social Security number (SSN)

  
  

This step helps protect your information from identity theft.

4. Link Your ID.me Account to the IRS

Once your identity is verified, ID.me will return you to the IRS website, where you’ll confirm the connection.

5. Access Your Account Dashboard

From here, you can:

• Make a payment

• Set up direct deposit for refunds

• Enroll in a payment plan

• Check balances and notices

• Download account transcripts

🧠 Tips for Success

• Make sure your name and SSN match IRS records exactly.

• Choose a strong password and enable two-factor authentication.

• Bookmark the login page for future use: https://www.irs.gov/payments/your-online-account

  
  

Need Help?

At Turner Business Solutions, we’re here to walk you through the setup if needed. Whether you’re paying estimated taxes, resolving a balance due, or just want peace of mind, having this account ready makes your tax life much easier.

Need help setting it up or have questions about your payment options?

📞 Call Turner Business Solutions at (316) 285-0125 or schedule a consultation online. — we’re ready to assist!